LOE, D. B. Financial Literacy, Financial Technology, Personality Trait and Personal Saving Orientation: A Comprehensive Review. FireNav: Financial Resilience and National Values Journal, [S. l.], v. 1, n. 1, p. 34–46, 2025. Disponível em: https://firenav.upnjatim.ac.id/index.php/firenav/article/view/3. Acesso em: 3 may. 2025.